I am in the business of ascertaining how Life Insurance and/or Accident & Sickness Benefits can help augment the financial stability/safety for individuals, families and small/medium businesses. Life Insurance serves to help provide financial peace of mind in times of extreme stress such as a family tragedy where the main income earner passes or is seriously disabled, leaving the surviving partner and family having to continue meeting financial obligations (paying the monthly bills, mortgage payments, debt payments), while at the same time looking to still have the children achieve a post-secondary education or other pursuits as originally planned. Or, where a small/medium business loses a key/critical member of its team and needs immediate financial aid to adjust and ensure the business can continue functioning, the right Key Person Life Insurance policy can prove essential to a timely recovery. Bottom line is that a Life Insurance's tax free death benefits can significantly mitigate more... See more text